Estate Planning Services

Through SERA Plus you have the opportunity to create a customized estate plan that will protect you and your family from the high cost and hassles of the probate process.

Our relationship gives you access to qualified attorneys who focus strictly on estate planning and provides you with highly competent service at an affordable rate.

Features:

• Complimentary review of your current Will or Trust or any other estate planning documents.
• Needs analysis meeting with a qualified representative who will assist you in gathering the necessary information needed to begin the process.
• Deeply discounted rates for SERA members

Tax Services

Through SERA Plus you have access to tax preparation at an unbeatable pre-negotiated prices. The US General Accounting Office estimates that over 2 million taxpayers overpaid their taxes. Are you one of them?

In addition to quality tax preparation at a reduced rate, our income tax provider will present strategies to reduce your future tax liabilities.

Features:

• Complimentary review of your last three years tax returns by a Certified Public Accountant.
• Pro-forma returns for tax reduction planning purposes.
• Complimentary e-filing for faster refunds.
• Personalized tax planning with a knowledgeable representative to protect against over-payment of your taxes.
• Contact with your preparer and representative throughout the preparation process to keep you informed.
• Completed returns will be hand-delivered at your home or mailed to you at no charge.

Life Insurance

Through SERA Plus you have the ability to work with an independent agency at no cost to compare your rates with over 25 established insurance companies, providing you with optimal service at the lowest possible price for your Home and Auto, Motorcycles, Boats, RVs and commercial lines of businesses.

Through SERA Plus, you now have access to a variety of insurance options through licensed independent agents who will coordinate your current benefits with personal options to ensure your family is protected in any scenario.

Features:

• Explanation of benefits for the different types of insurance including:
  • Term
  • Universal Life (UL)
  • Variable Life
  • Whole Life
  • Key Man Insurance
• We will review current policies for proper protection
• Custom design a life insurance plan for you and your family
• Design a flexible payment plan that fits your needs
• Show you how to pass tax free dollars onto your beneficiaries

Home and Auto Insurance

Through SERA Plus you have the ability to work with an independent agency at no cost to compare your rates with over 25 established insurance companies, providing you with optimal service at the lowest possible price for your Home and Auto, Motorcycles, Boats, RVs and commercial lines of businesses.

The home and auto insurance agency will identify your changing needs and design personalized solutions and protections that are easy to understand, saving you up to 30% on your current premiums.

Features:

• Special group rates
• Employee discounts
• Comprehensive review of your current policies by an experienced insurance professional
• Competitive quotes on car, boat, motorcycle, RV, home, mobile home, commercial property and renter’s insurance from numerous insurance providers
• Coverage designed specifically for you and your family
• Flexible payment plans
• A 24/7 Customer Service Hotline
• Annual policy review to keep you aware of ever-changing rates

Mortgage Services

Through SERA Plus you have access to an independent mortgage professional in order to assist you and your family in the following areas:

• Consultation and review of your current mortgage obligations
• First-time homebuyer consultation and pre-approval
• Mortgage refinance
• FHA/VA availability
• Reverse Mortgages

SERA Plus has established an agreement with some of the nation’s best mortgage lenders to provide you with every available option for your personal needs.

Features:

• Access to the nation’s largest, as well as your community’s smallest, mortgage lenders
• Capitalize on the current historically low interest rates to lock in decades of low payments
• Flexible underwriting guidelines and financing opportunities reduce the stress of higher than necessary monthly mortgage payments
• Additional consultation on second home and investment properties
• Increase your disposable income by utilizing your home’s equity

Final Settlement

Through SERA Plus you have the opportunity to have an experienced representative create a written, step-by-step guide for your loved ones that will show them all the steps they must take to settle your affairs according to your estate plan (Will or Trust) and personal circumstances.

Your Will or Trust only provides written instructions on what you want to happen after you pass away. Your family still must carry out those wishes and most likely has never settled an estate before. Whether you have a Will or Trust, your loved ones will be faced with numerous responsibilities in settling your estate; many of these responsibilities can cost hundreds or thousands of dollars if not done properly. Final Settlement Planning gives you peace-of-mind knowing those steps have been written down now, rather than having your loved ones learn as they go during an emotional time.

Features:

• Free Bereavement Consultation — if a member of your family (or your spouse’s family) passes away, you are entitled to a complimentary consultation to discuss issues relating to their affairs. Additionally, your spouse or Personal Representative/Successor Trustee is entitled to a free consultation to discuss settling your estate if you pass away. CPA and attorney referrals will be provided if needed.
• Planning — list and organize now, while you’re alive, the steps your loved ones must take to settle your estate into a Final Settlement Planning guide. This personalized guide is tailored to your family’s needs according to your Will or Living Trust. There are 25 different sections of information and documents to assist your Personal Representative or Successor Trustee settle your estate.
• Review — Annual meeting to make sure all of the information is kept up-to-date for your loved ones.
• Help — Assistance to your loved ones with as much help as they may need in settling your estate.
• Easy payment options of check or credit card at time of service.